Relevant Documents

61 Kb	00. Introduction
73 Kb	01. Good debt management
215 Kb	02. Creating a Balance Sheet
143 Kb	03. What a Balance Sheet tells you
130 Kb	04. Creating a Cash Flow Budget
92 Kb	05. What a Cash Flow Budget tells you
142 Kb	06. What options you have
96 Kb	07. Reducing debt to reduce risk
136 Kb	08. Renegotiating and restructuring
62 Kb	09. Fully Drawn Loans
98 Kb	10. Overdraft
146 Kb	11. Interest Only Loans
101 Kb	12. Equipment Finance Loans
99 Kb	13. Commercial Bills
62 Kb	14. Lines of Credit

There are many organisations with information and resources to help farmers manage their businesses through the drought and to get personal and financial assistance. Here are some of them, their phone numbers and links to relevant web pages.

Financial issues
• General

• Prompts to assess your financial situation in drought
• Financial considerations of selling stock in drought
• Financial considerations of agisting stock in drought
• Financial considerations of leasing land for your stock in drought
• Financial considerations of feeding cattle in drought
• Tax treatment of forced livestock sales due to pasture and fodder loss
• Tax issues for livestock producers during and after drought
• Sources of market information
• Dairy Farmers helps out with drought aid

• Refinancing options

• Communicating with lenders

• Australian Government Drought Assistance

• Australian Taxation Office

• Centrelink – Drought Assistance

• Dairy Moving Forward